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Because your patronage
is important, we have set forth this privacy policy for handling the
information you provide online. Your decision to use this web site
and it's services should be an informed one.
1.
Collecting Information
When you
visit this web site, information may be collected about you that you
voluntarily choose to share. This identification information may
include, but is not limited to, your name,
e‑mail address, telephone and fax numbers,physical
address, details of your real
estate and lending needs and preferences, and other details.
What may be
less obvious is that, when you visit this web site, data may be collected through the use of “cookies” (i.e. small text
files placed on your computer by a Website), Web server logs, and other
Web tools. These are used customize your online experience,
as well as track your Internet use. The tracking data we collect may
include, but is not limited to, the date and time you visit, the time you
spend, the web pages you view, your search
queries, and basic information about your computer, such as your Internet
Protocol (“IP”) address, your domain name, your browser type, and the name
of your Internet service provider. You may deactivate cookies if you do
not want your browsing to be tracked, but doing so may hinder your online
experience.
You may be directed, through hyperlinks, to other
web sites that are beyond the control of this site and its' operator(s). This Privacy Policy
does not cover the collection of information by those other companies and
web sites. Although we encourage third parties to provide their own
privacy policies, we are not responsible for their activities, such as how
they handle the information they collect online.
2.
Using Information Collected
The identification information you voluntarily
supply is used
to customize your online experience and to do what you have asked of us.
Your identification information is also used to tell you about our products
and services, but you may instruct us not to send communications to you by
following the procedure indicated below under “Contacting Us.” On
occasion, your identification information may be used to validate your
identity. As for usage tracking data, it is primarily used to operate and improve our
web site, and to further marketing efforts.
As a
general rule, your information is not shared with unaffiliated third
parties. Your information may be shared with personnel
and service providers to the extent necessary to fulfill your
requests. Your information may be shared with our affiliates, but will
not be shared with unaffiliated third parties for direct marketing
purposes. All rights are reserved to disclose your information under limited
circumstances, such as to cooperate with law enforcement or judicial
authorities as required by law or legal process, to protect legal
rights, or to protect the public good.
Whenever
you are online, you run the risk that the information you give out will
fall into the wrong hands. Although reasonable
security procedures and practices are in place to safeguard your privacy,
no
guarantee can be made as to the security of any information you provide to us.
No
responsibility or liability is accepted for the activities of third parties.
3.
Updating Information
If you
would like to review the information about you that has been collected
through this web site, or to change that information, you can make that
request by following the procedure indicated below under “Contacting Us.”
It may be required that you verify your identity before your request will
be processed.
4.
Updating Our Privacy Policy
Changes to
this policy may be made by posting our updated Privacy Policy on this web site and
indicating
a new “Effective Date.”
5.
Contacting Us
If you would like your
information removed or modified or If you have any
questions or concerns regarding our Privacy Policy, please use the contact
information provided on the web site.
6.
Effective Date: This Privacy Policy is effective as of Sept 1, 1998.
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